• Purchase price:500,000
• Down payment percent (%):50,000
• Down payment investment return (%) (After tax)
• Loan amount:450,000
• Months:
• Mortgage interest rate (%):
• Yearly property tax rate (%):
• Mortgage insurance rate (%):(till 20% reached)
• Effective tax rate (%): (this is not tax bracket)
• Current monthly rent: (Of Similar Home)
• Yearly rent increase (%):
• Annual return on savings (%): (incase of renting) **
• Monthly payment: 3,554 Per 100K: 790
• Show Full table:
• Calculate

Month #	Remaining loan		Monthly payment					(T) Tax benefits on P.Tax and Interest	Actual mortgage after tax benefits	(R) Rent savings	(IR) Return from Down payment invst	Net (M-T-R + IR)	Savings if rented
	(%)	Amount	(A) Principal	(B) Interest	(C) Property tax	(D) PMI	(M) Total A+B+C+D
0	90.00	450,000	626	1,575	1,167	188	3,555	-685	2,870	-2,500	333	703	703
1	89.87	449,374	628	1,573	1,167	187	3,554	-684	2,870	-2,502	333	702	1,410
2	89.75	448,747	630	1,571	1,167	187	3,554	-684	2,870	-2,504	333	700	2,119
3	89.62	448,117	632	1,568	1,167	187	3,554	-683	2,871	-2,506	333	698	2,831
4	89.50	447,485	634	1,566	1,167	186	3,554	-683	2,871	-2,508	333	696	3,546
5	89.37	446,850	637	1,564	1,167	186	3,553	-682	2,871	-2,510	333	695	4,264
6	89.24	446,214	639	1,562	1,167	186	3,553	-682	2,871	-2,512	333	692	4,985
7	89.11	445,575	641	1,560	1,167	186	3,553	-681	2,872	-2,514	333	691	5,710
8	88.99	444,934	643	1,557	1,167	185	3,553	-680	2,873	-2,516	333	690	6,438
9	88.86	444,290	646	1,555	1,167	185	3,552	-680	2,872	-2,518	333	688	7,168
10	88.73	443,645	648	1,553	1,167	185	3,552	-679	2,873	-2,520	333	686	7,903
11	88.60	442,997	650	1,550	1,167	185	3,552	-679	2,873	-2,522	333	684	8,639
12	88.47	442,347	652	1,548	1,167	184	3,552	-678	2,874	-2,524	333	683	9,380